We’re thrilled to announce the launch of Bank Bonus Tracker on the App Store — an app built from the ground up for people who take bank account bonuses seriously.
If you’ve ever juggled multiple bank bonuses in a spreadsheet, missed a requirement deadline, or forgotten when you’re eligible to churn the same bank again, this app is for you.
Why We Built This
Bank account bonuses can be incredibly lucrative. Hundreds — even thousands — of dollars are available each year for savvy people willing to open accounts, meet a few requirements, and close them when the time is right.
But keeping track of it all? That’s where things fall apart. Spreadsheets get messy. Reminders get lost. Deadlines slip by. We built Bank Bonus Tracker to solve exactly this problem.
Full Account Lifecycle Tracking
Every account you open follows a journey: Opened → In Progress → Requirements Met → Waiting → Bonus Received → Ready to Close → Closed. Bank Bonus Tracker gives you a clear, visual status for every account so you always know where things stand.
12+ Requirement Types
Not all bonuses are created equal. Some need direct deposits on a specific cadence. Others require a certain number of debit transactions, a balance hold, bill payments, or ACH transfers. Bank Bonus Tracker supports 12+ built-in requirement types, each with progress tracking, target amounts, counts, and cadence options:
- Direct deposits (weekly, biweekly, semi-monthly, monthly, or quarterly)
- Balance holds
- Debit transactions (with ATM exclusion option)
- Initial funding
- Bill pay & ACH transfers
- Online banking enrollment & eStatements
- Credit card spend
- Minimum opening deposit
- And more — plus custom requirements for anything we haven’t thought of
Smart Reminders & Calendar Integration
Never miss a deadline again. Bank Bonus Tracker automatically creates reminders for your most important dates:
- Requirement deadlines — when you need to finish meeting the bonus conditions
- Bonus expected date — when to expect your payout
- When you can close — the earliest safe closing date
- Eligible again — when you can apply for the same bonus again
These integrate directly with your calendar so everything stays in one place.
Activity Log
Track every deposit, transfer, debit transaction, and bonus payout with a detailed activity log. The best part? You can link events directly to requirements, and progress updates automatically. No manual math required.
Combo Bonus Tracking
Some banks offer extra bonuses when you open multiple accounts together. Bank Bonus Tracker lets you group related accounts into combos and track the combined bonus alongside the individual ones.
Tiered Bonus Support
Many bonuses have tiers — deposit $15,000 and get $200, deposit $50,000 and get $500. Bank Bonus Tracker handles tiered bonuses natively, so you can see exactly which tier you’re on track to hit.
Privacy & Security First
Your financial data stays on your device. Period.
- No bank linking — we never ask for your bank credentials
- Local-first storage — your data lives on your device
- iCloud sync — optional sync through your personal iCloud account (we can’t see it)
- AES-256 encryption — sensitive fields like account numbers are encrypted and protected with Face ID or Touch ID
Custom Fields for Everything Else
Need to store an account number, a link to the bonus offer page, or a note about a phone call with the bank? Custom fields let you attach text, dates, URLs, phone numbers, photos, documents, and even locations to any account.
Insights & Analytics
Pro users get access to powerful insights:
- Total earned and pending bonuses
- Bonus timeline chart showing payouts over time
- Accounts by status breakdown
- Upcoming eligibility dates so you never miss a re-churn opportunity
- Average and largest bonus tracking
Free to Start, Pro When You’re Ready
Bank Bonus Tracker is free for up to 3 accounts with full requirement tracking, activity logging, basic insights, and iCloud sync. When you’re ready to scale up, Pro unlocks unlimited accounts, advanced insights, smart reminders, attachments, combo tracking, and more.
Download Now
Bank Bonus Tracker is available now on the App Store. We’d love to hear what you think — your feedback helps us make the app even better.
Happy churning!